Visa® Platinum
0% introductory APR on balance transfers made within 6 months (13 billing cycles).
- Purchase APR
- 13.99% - 23.99%
- Annual fee
- $0
A Horicon Bank credit card for every goal
Whether you want a low rate, rewards, or a way to build credit, we have a Visa® card to match, with the personal service of your community bank. Apply online and get a decision in minutes.
- Competitive rates that vary with the market
- Zero fraud liability on unauthorized charges
- 24/7 customer service
- The personal service of your community bank
Apply Now
Mon–Fri 8:00am–5:00pm CT
Compare our credit cards
Compare the rate, the annual fee, and how each card earns.
Rates and terms
| Card | Purchase APR | Annual fee | Rewards |
|---|---|---|---|
| Visa® Platinum | 13.99% - 23.99% | $0 | None |
| Visa® Platinum with Rewards | 13.99% - 23.99% | $0 | Earn Points - Rewards Your Way |
| Visa® Secured Card | 23.99% | Up to $25 | None |
Post-introductory variable APR is determined by credit history and will vary with the market based on the Prime Rate. Subject to credit approval. The full Interest Rates and Interest Charges table appears before you submit an application, and again with your account agreement. Read the full disclosures.
Rates, fees, and terms are as disclosed by Horicon Bank and accurate as of September 22, 2026; they may have changed since. This is a demonstration environment: applications are scored against test credit profiles, are not an offer of credit, and open no account.